Tabby Visa Card is a revolutionary way to shop now and pay later in the UAE. With flexible payment options and wide acceptance across various merchants, it’s an ideal solution for those who want to manage their spending while enjoying financial freedom. In this guide, you’ll learn how to use the Tabby Visa Card, where it is accepted, and how to maximize its benefits.
What is Tabby Visa Card?
Tabby is a buy-now-pay-later (BNPL) service that allows users to split their purchases into interest-free installments. The Tabby Visa Card extends this feature, allowing customers to make payments anywhere Visa is accepted. This means you can shop online, in-store, or even pay for services in the UAE using the Tabby Visa Card.
How to Get a Tabby Visa Card in UAE
Before using the card, you need to apply for it. Here’s how you can get started:
Step 1: Sign Up on the Tabby App
- Download the Tabby app from the Google Play Store or Apple App Store.
- Register with your Emirates ID and phone number.
- Link your bank account or debit/credit card.
Step 2: Apply for the Tabby Visa Card
- Open the Tabby app and go to the Cards section.
- Apply for the Tabby Visa Card (virtual card).
- Wait for approval (usually instant if you meet the eligibility criteria).
Step 3: Activate the Card
- Once approved, you’ll receive a virtual Tabby Visa Card.
- Link it to Apple Pay, Google Pay, or any digital wallet for contactless payments.
- You can also use the card details for online purchases.
Where Can You Use Tabby Visa Card in UAE?
Tabby Visa Card is accepted anywhere that supports Visa payments. Here are some popular categories:
1. Online Shopping
You can use the Tabby Visa Card on major e-commerce platforms, including:
- Amazon.ae
- Noon
- Namshi
- Shein
- Adidas UAE
- Nike UAE
2. Retail Stores
Many physical stores in UAE accept Tabby Visa Card, such as:
- Zara
- H&M
- Carrefour
- Virgin Megastore
- Home Centre
3. Food & Dining
Several restaurants and food delivery services allow payment with Tabby, including:
- Talabat
- Deliveroo
- KFC UAE
- McDonald’s UAE
4. Travel & Airlines
Use the Tabby Visa Card to book travel and accommodations:
- Emirates Airlines
- Etihad Airways
- Hotels.com
- Booking.com
5. Entertainment & Services
Enjoy entertainment options in the UAE with Tabby:
- Netflix (via Google Play Store or Apple Pay)
- OSN Streaming
- Dubai Parks & Resorts
How to Use Tabby Visa Card for Payments
1. Using It for Online Payments
- At checkout, enter your Tabby Visa Card details just like a regular credit or debit card.
- Choose the Tabby installment option if available.
- Complete your purchase and track your payments via the Tabby app.
2. Using It for In-Store Purchases
- If the store accepts Visa payments, you can use your Tabby Visa Card.
- Add your Tabby Visa Card to Apple Pay or Google Pay.
- Use tap-to-pay at checkout.
3. Paying Bills & Subscriptions
- Some utility services and subscriptions allow Visa payments.
- You can use your Tabby Visa Card for these transactions.
How to Repay Your Tabby Visa Card Dues
Tabby allows you to split payments into four equal installments with no interest. Here’s how to pay off your dues:
- Go to the Tabby App and check your upcoming payments.
- Select a payment method (bank transfer, debit card, or credit card).
- Make the payment before the due date to avoid penalties.
Benefits of Using Tabby Visa Card
✅ Flexible Payments
- Pay in four easy installments with no hidden fees.
✅ Wide Acceptance
- Use it anywhere Visa is accepted, both online and offline.
✅ No Interest or Extra Charges
- As long as you pay on time, you won’t be charged any extra fees.
✅ Quick & Easy Approval
- No need for a long approval process like traditional credit cards.
✅ Secure Transactions
- The card is linked to a virtual wallet, ensuring safe and secure payments.
FAQs About Using Tabby Visa Card in UAE
❓ Can I use Tabby Visa Card at ATMs?
No, the Tabby Visa Card is for purchases only. You cannot withdraw cash from ATMs.
❓ What happens if I miss a payment?
If you miss a payment, you may be charged a late fee and risk account suspension. Always ensure timely repayments.
❓ Is there a physical Tabby Visa Card?
Currently, Tabby offers only a virtual Visa Card, which you can use for online and contactless payments.
❓ Can I increase my Tabby Visa Card limit?
Your limit is determined by your spending behavior and repayment history. Paying on time may help you get a higher spending limit.
❓ How do I deactivate my Tabby Visa Card?
You can deactivate your Tabby Visa Card in the Tabby app under settings.
Conclusion
The Tabby Visa Card is a fantastic financial tool for shoppers in the UAE who want flexible, interest-free payment options. Whether you’re shopping online, paying for food, or booking travel, it offers convenience and security. By using it responsibly and making timely payments, you can enjoy all the benefits without extra costs.