Managing your FAB Credit Card balance is essential to maintaining good financial health. Checking your balance regularly helps you stay on top of your spending and avoid late payment fees. Below are several convenient ways to check your FAB Credit Card balance online.
What Are the Methods to Check Your FAB Credit Card Balance Online?
You can easily check your FAB Credit Card balance through the following methods:
- FAB Mobile Banking App
- FAB Internet Banking
- SMS Banking
- Phone Banking
- Email Statement
Let’s explore each of these methods in detail.
How to Check Your FAB Credit Card Balance Using the Mobile Banking App?
The FAB Mobile Banking App provides a simple and secure way to check your credit card balance. Follow these steps:
- Download the FAB Mobile Banking App: If you don’t already have it, download the app from the Google Play Store or Apple App Store.
- Login: Use your registered username and password to log in securely.
- Navigate to ‘Credit Card’ Section: After logging in, go to the ‘Credit Card’ section to view your balance, available credit, and due amount.
- View Your Balance: Your FAB Credit Card balance will be displayed on the screen.
The app also allows you to view recent transactions, make payments, and manage your credit card.
How to Check Your FAB Credit Card Balance via Internet Banking?
FAB Internet Banking also allows you to check your credit card balance. Here’s how:
- Go to the FAB Website: Visit the official FAB Bank website.
- Login: Enter your username and password to access your account.
- Select ‘Credit Card’ Section: Navigate to the ‘Credit Cards’ tab.
- Check Your Balance: You will be able to view your balance, minimum payment, and due date.
This method also enables you to make payments and request new credit card services.
How to Check Your FAB Credit Card Balance Using SMS Banking?
FAB Bank provides an easy way to check your credit card balance via SMS. To do this:
- Send an SMS: Type CCBAL and send it to 2111 from your registered mobile number.
- Receive Your Balance: Within a few minutes, you will receive an SMS with your FAB Credit Card balance and other relevant details.
This method is ideal when you don’t have access to the internet or need a quick update on your credit card balance.
How to Check Your FAB Credit Card Balance via Phone Banking?
You can also check your FAB Credit Card balance using Phone Banking. Here’s how:
- Call FAB Phone Banking: Dial the customer service number provided by FAB Bank (usually available on the back of your credit card or on the bank’s website).
- Verify Your Identity: Follow the automated prompts or speak to a customer representative to verify your identity.
- Request Credit Card Balance Information: Once authenticated, request your credit card balance details.
Phone Banking can be helpful if you prefer to speak with a representative or need assistance with other services.
How to Check Your FAB Credit Card Balance Using Email Statements?
If you are subscribed to FAB Credit Card email statements, you can check your balance directly from the email you receive monthly. Here’s how:
- Open Your Email: Open the email containing your monthly credit card statement.
- View Your Balance: The email will include your credit card balance, minimum payment due, due date, and available credit.
This is a useful option for those who prefer a comprehensive view of their credit card activity and balance.
Why Is It Important to Regularly Check Your FAB Credit Card Balance?
Regularly checking your FAB Credit Card balance is essential for several reasons:
- Avoiding Overspending: Stay within your credit limit by tracking your balance.
- Preventing Late Fees: Know your due date and minimum payment amount to avoid penalties.
- Managing Debt: Monitor your balance and make timely payments to reduce outstanding debt.
- Optimizing Rewards: Ensure you’re earning rewards or cashback by using your credit card responsibly.
What to Do If You Can’t Access Your FAB Credit Card Balance Online?
If you’re unable to check your FAB Credit Card balance using the above methods, try the following solutions:
- Check Internet Connection: Ensure you have a stable internet connection if using the mobile app or internet banking.
- Update the App: Make sure you have the latest version of the FAB Mobile Banking App.
- Reset Your Password: If you cannot log in, reset your password through the app or internet banking portal.
- Contact Customer Support: If issues persist, contact FAB Bank’s customer support for assistance.