Shopping with ease and flexibility is now a reality with Tabby Cards, a buy-now-pay-later (BNPL) solution that allows you to split your purchases into interest-free payments. While many people are familiar with using Tabby online, using a Tabby Card in-store can sometimes be confusing.
This guide will walk you through how to use your Tabby Card at physical stores so you can shop effortlessly while managing your payments wisely.
What is a Tabby Card?
The Tabby Card is a virtual card linked to your Tabby account, allowing you to pay at participating stores with a split-payment option. Instead of paying the full amount upfront, Tabby allows you to pay in 4 interest-free installments.
🔹 No interest or hidden fees
🔹 Accepted at various retail stores
🔹 Easily managed through the Tabby app
Where Can You Use Your Tabby Card In-Store?
You can use your Tabby Card at select partner stores that accept Tabby as a payment method. To check if a store supports Tabby payments:
- Open the Tabby App
- Navigate to “Where to Shop”
- Browse or search for participating stores
💡 Tip: Many major fashion, electronics, and home decor brands accept Tabby, so check the app before visiting a store.
How to Use a Tabby Card for In-Store Purchases
Follow these simple steps to pay with your Tabby Card at a physical store:
Step 1: Activate Your Tabby Card
Before shopping, ensure your Tabby Card is activated in the app:
✅ Open the Tabby App
✅ Navigate to “Tabby Card”
✅ If not activated, follow the instructions to set it up
💡 Tip: Ensure your Tabby account has a valid payment method linked to avoid declined transactions.
Step 2: Add the Tabby Card to Apple Pay or Google Pay
Since the Tabby Card is a virtual card, it must be used via a mobile wallet like Apple Pay or Google Pay for in-store transactions.
✅ Open Apple Wallet (for iPhone) or Google Pay (for Android)
✅ Tap “Add Card”
✅ Enter your Tabby Card details (found in the Tabby app)
✅ Complete the verification
💡 Tip: Ensure NFC (Near Field Communication) is enabled on your phone for a smooth transaction.
Step 3: Shop at a Participating Store
Once your card is ready, visit any store that accepts Tabby. Browse, select your items, and proceed to checkout.
Step 4: Pay with Your Tabby Card
At the checkout:
- Open Apple Pay or Google Pay
- Select your Tabby Card
- Tap your phone on the payment terminal (contactless payment)
💡 Tip: If the store cashier is unfamiliar with Tabby, simply mention you are paying via Apple Pay or Google Pay using a BNPL virtual card.
Step 5: Split Your Payments
After the transaction is successful, your total amount will be divided into 4 equal installments. You can view your payment schedule in the Tabby app.
✅ First payment is deducted instantly
✅ Remaining three payments are automatically scheduled
💡 Tip: Always check your Tabby balance before making a purchase to ensure you have sufficient spending limit.
Frequently Asked Questions (FAQs)
1. Can I use my Tabby Card at any store?
No, you can only use it at stores that accept Tabby payments. Use the Tabby App to check for supported retailers.
2. What if my payment is declined?
Possible reasons include:
❌ Insufficient Tabby spending limit
❌ Incorrect card details in Apple Pay/Google Pay
❌ Payment restrictions from your bank
Check the Tabby app notifications for specific reasons.
3. Can I return an item paid with a Tabby Card?
Yes! If a store allows returns, your refund will be processed, and any remaining installments may be adjusted. Contact the store and Tabby support for assistance.
4. Is there a late fee for missed payments?
Tabby does not charge interest, but late payments can affect your spending limit or lead to account suspension. Always ensure you have sufficient funds for scheduled payments.
Conclusion
Using your Tabby Card in-store is simple, fast, and convenient. By linking it to Apple Pay or Google Pay, you can shop at partner stores and pay in flexible installments without hidden fees.
✅ Activate your Tabby Card
✅ Add it to your mobile wallet
✅ Shop and pay contactlessly
✅ Enjoy flexible, interest-free payments
💡 Pro Tip: Always check your Tabby account balance before shopping to avoid transaction declines.
Ready to Shop with Ease?
Download the Tabby App, activate your card, and start shopping smarter today! 🚀