Welcome to UAE Balance (the “Website”), operated by UAE Balance, a financial consulting firm based in Dubai, United Arab Emirates. By accessing or using our Website (
) or engaging with our services, you agree to be bound by the following Terms and Conditions (“Terms”). If you do not agree with these Terms, please refrain from using our Website or services.
1. Acceptance of Terms
By accessing our Website, requesting our services, or contacting us, you acknowledge that you have read, understood, and agree to comply with these Terms, as well as our Privacy Policy (available at [insert Privacy Policy URL]). These Terms apply to all visitors, clients, and users of our Website and services, whether individuals or businesses.
2. Description of Services
UAE Balance provides financial consulting services, including but not limited to:
- Retirement planning
- Investment advice and portfolio management
- Debt management strategies
- Tax-saving strategies
- Estate planning
- Insurance evaluation
- Cash flow and budgeting guidance
Our services are designed to provide personalized financial advice tailored to your needs. However, UAE Balance does not guarantee specific financial outcomes, and all recommendations are based on the information you provide. You are responsible for verifying the suitability of our advice for your circumstances.
3. User Eligibility
To use our Website or services, you must:
- Be at least 18 years of age or have legal authorization to act on behalf of a business entity.
- Be a resident or legal entity operating in the United Arab Emirates or an eligible non-resident, as determined by applicable laws.
- Provide accurate, complete, and up-to-date information when engaging with our services.
4. User Responsibilities
You agree to:
- Provide truthful and accurate information when requesting services or interacting with our Website.
- Use our Website and services only for lawful purposes and in compliance with applicable UAE laws and regulations.
- Refrain from attempting to access, modify, or disrupt our Website’s functionality, including through hacking, malware, or unauthorized means.
- Protect your account credentials (if applicable) and notify us immediately of any unauthorized access or security breaches.
5. Intellectual Property
All content on the Website, including text, graphics, logos, images, and blog articles, is the property of UAE Balance or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or modify any content without prior written consent from UAE Balance, except for personal, non-commercial use as permitted by law.
6. Limitation of Liability
To the fullest extent permitted by law:
- UAE Balance, its employees, agents, or affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Website or services, including but not limited to financial losses, data breaches, or service interruptions.
- Our services are provided on an “as-is” basis. We do not warrant that the Website or services will be error-free, uninterrupted, or free from viruses or other harmful components.
- Financial advice provided by UAE Balance is based on information available at the time of consultation. We are not responsible for changes in market conditions, laws, or your personal circumstances that may affect the applicability of our recommendations.
7. Third-Party Links and Services
Our Website may contain links to third-party websites or services, such as banking apps, telecom providers, or public transportation systems. UAE Balance is not responsible for the content, accuracy, or practices of these third-party sites or services. You access them at your own risk and should review their respective terms and privacy policies.
8. Fees and Payments
- Consulting Services: Fees for our financial consulting services will be communicated to you in advance and may vary based on the scope of services requested. Payment terms will be outlined in a separate agreement or invoice.
- No Refunds: Unless otherwise agreed in writing, fees paid for services are non-refundable once services have been rendered.
- Third-Party Fees: You are responsible for any fees charged by third-party providers (e.g., banks, telecom companies) when following our recommendations or using linked services.
9. Termination
UAE Balance reserves the right to suspend or terminate your access to the Website or services at any time, with or without notice, if:
- You violate these Terms.
- Your actions pose a risk to the security or integrity of our Website or services.
- We are required to do so by law.
You may discontinue using our services at any time by ceasing to access the Website or notifying us at admin@uaebalance.com.
10. Governing Law and Dispute Resolution
These Terms are governed by the laws of the United Arab Emirates, with exclusive jurisdiction in the courts of Dubai. Any disputes arising from these Terms or your use of our services shall be resolved through good-faith negotiations. If unresolved, disputes will be subject to the jurisdiction of Dubai courts.
11. Changes to Terms
UAE Balance reserves the right to update or modify these Terms at any time. Changes will be posted on this page with an updated “Last Updated” date. Your continued use of the Website or services after changes are posted constitutes acceptance of the revised Terms.
12. Contact Us
If you have questions or concerns about these Terms, please contact us at:
Address: Burlington Tower, Al Abraj Street, Opposite Oberoi Hotel, Business Bay, Dubai, United Arab Emirates
Email: admin@uaebalance.com